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You Always Have Options

We Can Find a Solution if You Don't Want to File for Bankruptcy

Chicago Debt Settlement Lawyer

Guidance in Creditor Negotiations

It can be a disheartening experience when your bills are piling up and you do not have the means to pay them. Given our current economic environment, it is not unusual for debt to spiral out of control. If you find yourself in this predicament, debt settlement may be a viable option for you. It is important to act quickly and consult with a Chicago debt settlement attorney before the situation becomes even worse.

At Smith Ortiz, P.C., we are a team of knowledgeable legal professionals, committed to helping our clients through difficult financial situations. With more than 25 years of combined experience and backgrounds in tax and finance as well as bankruptcy law, we have the ability to accurately evaluate your financial situation and effectively assist you on the road to recovery.

If you are tired of creditor harassment and unpaid bills, let our dedicated legal team assist you.

Understanding Debt Settlement in Illinois

In its simplest terms, debt settlement is the process of negotiating with your creditors to lower the amount of money that you owe. If you have enough money to pay off a portion of your debt, then this can be a positive alternative to filing for bankruptcy.

There are many benefits to debt settlement, including:

Many creditors are willing to negotiate with debtors, as coming to an agreement on debt is often preferable to the debtor filing for bankruptcy. Our attorneys can analyze your financial situation to determine if debt settlement is right for you.

We Can Help You Negotiate With Creditors!

Creditors can be intimidating. Without any experience negotiating with them, you may find yourself with an unsatisfactory outcome. Fortunately, you do not have to go through this time alone.

Our team knows how to negotiate with even the toughest creditors. We will do all that we can to get you a fair settlement. At Smith Ortiz, P.C., we prioritize your goals throughout the entirety of your case. You can count on our Chicago attorneys to represent you with clarity and commitment.

Contact us today for the professional assistance you need. 

Our Past Clients Share Their Stories

  • Smith Ortiz Was a Very Great Divorce Lawyer

    “He is so understanding with financial payments and very understanding with winning the case.”

    - F.S.

  • Excellent Service and Very Professional

    “Helped me with my chapter 7 bankruptcy all the way and explained everything detail by detail step by step.”

    - A.A.

  • Patient and Professional

    “I would like to thank you for all the effort, time, patience, professionalism, and effectiveness in helping me resolve this very important and uncomfortable situation in my life.”

    - M.M.

  • If you're looking for a great bankruptcy attorney, this is your firm.

    “They got the job done - fast, friendly, helpful & at a very good rate.”

    - C.D.

  • You all are the best lawyers in Illinois.

    “Thank you for the wonderful work that your company has done for me.”

    - D.W.